DON'T FALL TO WHAT ARE BONDS & HOW TO INVEST IN BONDS? BLINDLY, READ THIS ARTICLE

Don't Fall to What are Bonds & How to Invest in Bonds? Blindly, Read This Article

Don't Fall to What are Bonds & How to Invest in Bonds? Blindly, Read This Article

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Investing in Corporate Bonds in India


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Investing in corporate bonds has become a smart move for Indian investors seeking to spread their investments and earn consistent returns. Thanks to modern platforms like Aspero’s bond investing portal, the process is now more available, clear, and user-friendly.

What Are Corporate Bonds


Corporate bonds are debt securities private and public companies use to fund their operations. Investors lend money to these companies and, in return, earn periodic interest payments until the bond reaches maturity. These differ from government bonds and often provide better yields due to the additional credit risk present.

Benefits of Investing in Corporate Bonds


1. Attractive Yields: Many premium-yield corporate bonds offer higher interest rates than bank deposits or public sector schemes.

2. Regular Income: Bonds generate fixed returns through interest, suiting income-focused investors.

3. Risk-Adjusted Options: By choosing secured and investment-grade corporate bonds, investors can match their risk appetite to suitable bond products.

4. Capital Preservation: For risk-averse investors, highly rated bonds from NBFCs and other industries can be a secure haven.

Steps to Invest in Corporate Bonds


1. Select a Trusted Platform
Begin with Aspero’s bond investment section, which offers a curated marketplace of corporate and government bonds.

2. Complete KYC Verification
On Aspero, the onboarding process is secure and efficient. Complete your Know Your Customer (KYC) requirements to begin investing.

3. Filter and Pick the Best Options
You can browse a wide range of listed bonds by narrowing down for maturity, coupon rate, issuer type, and risk level. You can also compare returns and ratings for each bond.

4. Execute the Transaction
After selecting your preferred bond, complete the investment through Aspero’s secure payment gateway. The bonds are credited to your demat account.

5. Monitor Your Investments
Use your Aspero dashboard to monitor interest payouts, maturity timelines, and overall performance.

Things to Keep in Mind


1. Credit Risk: Check the company’s credit rating before investing. For safer bets, stick to AAA – A rated corporate bonds.

2. Rate Fluctuation: Bonds are sensitive to market rate changes, which can impact resale value.

3. Exit Options: Check if the bond is listed How to Buy Government Bonds in India? and actively traded for easier exit.

4. Tax Planning: Interest income is taxable. Aspero’s blog offers tips for tax-efficient planning.

Final Thoughts


With the proper knowledge and tools, investing in corporate bonds is not only accessible but highly rewarding. Platforms like Aspero make the process easy — from discovery to execution — making bond investment approachable for both retail and HNI investors.

Whether you're interested in secured bonds, plan for regular income, or diversify across different asset classes, Aspero’s bond investment platform is your ideal partner.

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